In 2011, the "closed tide" rumors spread everywhere, Wenzhou small and medium-sized hardware enterprises, Guangdong SMEs, but in the end there is no closure of SMEs? On the one hand, the media continuously broke the news that the small and medium-sized enterprises in Zhejiang, Guangdong, and Jiangsu have been experiencing difficult and even suspension of production, production shutdowns and bankruptcies; on the one hand, the relevant government departments have continuously made clarifications, and the closure of small and medium-sized enterprises did not come together, and the closures were exaggerated. According to an expert from China International Construction Hardware Show (11'CIHS), a professor at Zhongnan University of Economics and Law, no matter whether there is a “surge†or not, the problems faced by SMEs should not be underestimated. At present, the problems faced by SMEs are actually macro-control issues. The fundamental solution to these problems is to carefully consider the macro-control policies of the central government and provide a better financial environment for the survival of SMEs while tightening monetary policy.
“The relevant government departments of the Central Government have clarified the news of the closure of SMEs, but in my opinion, the problems faced by SMEs should not be underestimated,†said an expert at China International Construction Hardware Show (11'CIHS).
A survey conducted by the All-China Federation of Industry and Commerce confirmed the statement of experts from the China International Construction Hardware Show (11'CIHS). The survey revealed that more than 90% of the interviewed SMEs said they could not obtain the information from the bank. More embarrassing. Due to tight monetary conditions, the current difficulties for SMEs to survive even exceed the initial period of the 2008 financial crisis, and the situation of SMEs in the second half of this year will be even more difficult.
Experts from the China International Construction Hardware Show (11'CIHS) pointed out that China is currently facing double pressure: On the one hand, inflation has led to high operating costs for SMEs; on the other hand, due to the central government's macro-control policy, tightening monetary policy has resulted in The cost of SMEs has become higher and higher. Under such circumstances, the closure of SMEs has become a common phenomenon.
However, compared with 2008, the survival dilemma of SMEs is different. Experts from China International Construction Hardware Show (11'CIHS) stated that in 2008, SMEs were mainly faced with the problem of insufficient orders. Now that SMEs are facing the problem of insufficient production factors, SMEs face a crisis of survival due to the general lack of funds. .
Experts at the China International Construction Hardware Show (11'CIHS) believe that the problems faced by SMEs at present are actually macro-control problems. The fundamental solution to the problems is to carefully consider the macro-control policies of the central government while tightening monetary policy. Survival of SMEs provides a better financial environment.
For a long time, SMEs have suffered from excess liquidity and “money shortages.†The crisis in 2008 has not yet been re-emerged for three years and it has been plunged into another crisis. People cannot but ask whether this is a normal economic rule or a strange circle.
Experts at the China International Construction Hardware Show (11'CIHS) stated that there are indeed cyclical economic crises in capitalist countries. This is a phenomenon that arises from the spontaneous adjustment of the market economy. However, the problems faced by SMEs in China are not directly related to the market economy, and they have a direct relationship with the government's macro-control.
In the academic world, there have been disputes over whether it is a small boat or a good boat. It seems that SMEs have an absolute share in any country. SMEs can not only solve employment problems, but also can effectively support a country’s industry. System, therefore, the government should care about SMEs.
The government cares about small and medium-sized enterprises with two important points: First, let go of non-government finance, set up various forms of financial institutions that are tailor-made for SMEs, and second, reduce taxes and fees for SMEs.
Zhu Hong Ren: At present, SMEs are faced with four difficulties. Zhu Hongren, member of the Party Group and Chief Engineer of the Ministry of Industry and Information Technology, recently said at the national SME informationization promotion work conference that the situation of “large-scale failures†reported by some media now appears It is an exaggeration, but we must attach great importance to the new difficulties and new problems encountered by SMEs.
Zhu Hongren pointed out that the main difficulties faced by SMEs at present are: First, production costs rise too fast, raw materials generally rise, prices for crude oil, cotton, and iron ore are at high levels; labor costs rise too fast, labor shortage, and labor shortage It is very prominent that the wages of workers in the coastal areas such as the Yangtze River Delta and the Pearl River Delta have generally risen. The above two "costs rise too quickly" squeezed the company's profit margins.
Second, the burden on enterprises is still heavier, and the charges for enterprises are still relatively high and high, and illegal and irregular fees still exist. For example, in some places, the use of arbitrary charges to ease financial difficulties, some departments use their power charges to seek the interests of the department, and some law enforcement officers at the grassroots level violate the rules and charges for personal interests.
Third, since last year, in order to consolidate the results of the financial crisis, China has adopted a prudent monetary policy and has raised bank deposit reserve rates 12 times in a row. This year, it has raised bank interest rates twice. The reduction in credit scale has further increased the difficulty of SMEs, especially small and micro enterprises. According to statistics, bank credit basically covers large-scale enterprises and 80% of medium-sized enterprises, while 80% of under-scale small enterprises do not have bank credit. A large number of small and medium-sized enterprises solved their immediate needs through private lending. The borrowing rate has been as high as 50%-100%, and the cost has remained high. At present, China's current financial system is difficult to solve the "bottleneck" problem of small businesses, with few channels, small scale, and high costs.
Fourth, most small and medium-sized enterprises are at the low end of the traditional industrial value chain, have weak technological innovation capabilities, have extensive production and management operations, have low levels of equipment, lack professionals, lack independent intellectual property rights and brands, and rely mainly on “low cost, low prices, and low profitsâ€. Participating in competition makes it difficult to digest the rising factors of operating costs in time, adapting to the changing requirements of development and adjusting the economic structure.
Zhu Hongren stated that in order to solve the new problems and new difficulties faced by SMEs as soon as possible, the State Council and the State Council attach great importance. Since the first half of this year, Wen Hao, Li Keqiang, Wang Qishan, and other leaders have personally inspected and investigated. The Ministry of Industry and Information Technology also conducted special investigations in conjunction with relevant departments in accordance with the requirements of the State Council leadership. It also understood the operation of SMEs in the first place, investigated and analyzed new situations and problems faced by SMEs, listened to suggestions and researched relevant countermeasures. At the same time, all relevant departments have also taken active and effective measures to increase support for SMEs.
The first is to increase fiscal support and reduce the burden on businesses. In 2010, the central government allocated various types of special funds totaling 12.35 billion yuan, a year-on-year increase of 13.4%. Focus on supporting SMEs' technological advancement, technological transformation, energy conservation, emission reduction, guarantees, etc., and projects that provide SMEs with public services. For the small profit-making enterprises with an annual taxable income of 30,000 yuan or less, the enterprise income tax shall be halved. For difficult enterprises to pay social insurance for workers and staff members, the “5 eases, 4 reductions, 3 subsidy†and other policies to support the stability of enterprises are implemented. In 2010, enterprises will reduce their burden and increase subsidies by about 33 billion yuan.
The second is to improve financial services and ease the difficulties of SMEs. The financial sector has strengthened its financial services to SMEs in the context of a stable monetary policy, implemented differentiated supervision of SMEs' financial services, relaxed conditions for write-offs and write-offs by small and medium-sized enterprises, and allowed financial institutions to prepare for losses. Gold extraction and ** loss before tax deduction. Increased credit supply to SMEs that are in line with national industrial policies and environmental protection policies. We will vigorously promote the development of small and medium-sized financial institutions such as village and town banks, microfinance companies, speed up the development of credit guarantee agencies, and increase policy support for fiscal subsidies and tax deductions.
The third is to improve the service system and improve the quality of the company. Promoting the provision of services such as vocational training, management consulting, credit evaluation, entrepreneurship counseling, quality inspection, and common technology research and development to small and medium-sized enterprises (SMEs) has developed rapidly. The National Small and Medium-sized Enterprise Galaxy Training Project and the Township and Township Enterprise Blue Certificate Training Project were implemented. In 2010, more than 20 million laborers participated in various government-subsidized vocational training programs.
The fourth is to strengthen technological innovation and accelerate structural adjustment and industrial upgrading. Vigorously implement the informationization of SMEs to promote the project and the SMEs' intellectual property strategy to advance the project. Special funds for the development of small and medium-sized enterprises, special funds for technological transformation of small and medium-sized industrial enterprises, and technological innovations for small and medium-sized enterprises, support technological advancement, technological transformation, and technological innovation to promote the optimization and upgrading of SMEs industry. With the support of small and medium enterprises international market development funds, export tax rebates, export preferential credit, and export credit insurance policies, the scale and quality of foreign export of SMEs have also been steadily improved.
The fifth is to strengthen the classification and guidance of SMEs and increase support for small and micro enterprises. The Ministry of National Statistics, the National Development and Reform Commission, and the Ministry of Finance have promulgated the new “Regulations for the Standardization of SME Standards,†making the management of SMEs more scientific and more standardized. It has also increased the standards of micro enterprises to further increase the The foundation for the support of small and micro enterprises lays the foundation for the support policies to be tilted toward the more vulnerable corporate groups.
More than six parties actively obtained business opportunities. It is understood that China International Construction Hardware Fair is the world's second largest hardware exhibition - China International Hardware Exhibition (CIHS) special exhibition, by the China Hardware Association, Germany Cologne International Exhibition Co., Ltd., National Business It is jointly sponsored by the Hardware & Electrical Commerce Association of China and the China Light Industry Branch of the China Council for the Promotion of International Trade and supported by the Federation of International Hardware and Household Products Associations. This exhibition has been designated as an industry trend indicator. Foreign trade volume is large and SMEs can refer to it.
“The relevant government departments of the Central Government have clarified the news of the closure of SMEs, but in my opinion, the problems faced by SMEs should not be underestimated,†said an expert at China International Construction Hardware Show (11'CIHS).
A survey conducted by the All-China Federation of Industry and Commerce confirmed the statement of experts from the China International Construction Hardware Show (11'CIHS). The survey revealed that more than 90% of the interviewed SMEs said they could not obtain the information from the bank. More embarrassing. Due to tight monetary conditions, the current difficulties for SMEs to survive even exceed the initial period of the 2008 financial crisis, and the situation of SMEs in the second half of this year will be even more difficult.
Experts from the China International Construction Hardware Show (11'CIHS) pointed out that China is currently facing double pressure: On the one hand, inflation has led to high operating costs for SMEs; on the other hand, due to the central government's macro-control policy, tightening monetary policy has resulted in The cost of SMEs has become higher and higher. Under such circumstances, the closure of SMEs has become a common phenomenon.
However, compared with 2008, the survival dilemma of SMEs is different. Experts from China International Construction Hardware Show (11'CIHS) stated that in 2008, SMEs were mainly faced with the problem of insufficient orders. Now that SMEs are facing the problem of insufficient production factors, SMEs face a crisis of survival due to the general lack of funds. .
Experts at the China International Construction Hardware Show (11'CIHS) believe that the problems faced by SMEs at present are actually macro-control problems. The fundamental solution to the problems is to carefully consider the macro-control policies of the central government while tightening monetary policy. Survival of SMEs provides a better financial environment.
For a long time, SMEs have suffered from excess liquidity and “money shortages.†The crisis in 2008 has not yet been re-emerged for three years and it has been plunged into another crisis. People cannot but ask whether this is a normal economic rule or a strange circle.
Experts at the China International Construction Hardware Show (11'CIHS) stated that there are indeed cyclical economic crises in capitalist countries. This is a phenomenon that arises from the spontaneous adjustment of the market economy. However, the problems faced by SMEs in China are not directly related to the market economy, and they have a direct relationship with the government's macro-control.
In the academic world, there have been disputes over whether it is a small boat or a good boat. It seems that SMEs have an absolute share in any country. SMEs can not only solve employment problems, but also can effectively support a country’s industry. System, therefore, the government should care about SMEs.
The government cares about small and medium-sized enterprises with two important points: First, let go of non-government finance, set up various forms of financial institutions that are tailor-made for SMEs, and second, reduce taxes and fees for SMEs.
Zhu Hong Ren: At present, SMEs are faced with four difficulties. Zhu Hongren, member of the Party Group and Chief Engineer of the Ministry of Industry and Information Technology, recently said at the national SME informationization promotion work conference that the situation of “large-scale failures†reported by some media now appears It is an exaggeration, but we must attach great importance to the new difficulties and new problems encountered by SMEs.
Zhu Hongren pointed out that the main difficulties faced by SMEs at present are: First, production costs rise too fast, raw materials generally rise, prices for crude oil, cotton, and iron ore are at high levels; labor costs rise too fast, labor shortage, and labor shortage It is very prominent that the wages of workers in the coastal areas such as the Yangtze River Delta and the Pearl River Delta have generally risen. The above two "costs rise too quickly" squeezed the company's profit margins.
Second, the burden on enterprises is still heavier, and the charges for enterprises are still relatively high and high, and illegal and irregular fees still exist. For example, in some places, the use of arbitrary charges to ease financial difficulties, some departments use their power charges to seek the interests of the department, and some law enforcement officers at the grassroots level violate the rules and charges for personal interests.
Third, since last year, in order to consolidate the results of the financial crisis, China has adopted a prudent monetary policy and has raised bank deposit reserve rates 12 times in a row. This year, it has raised bank interest rates twice. The reduction in credit scale has further increased the difficulty of SMEs, especially small and micro enterprises. According to statistics, bank credit basically covers large-scale enterprises and 80% of medium-sized enterprises, while 80% of under-scale small enterprises do not have bank credit. A large number of small and medium-sized enterprises solved their immediate needs through private lending. The borrowing rate has been as high as 50%-100%, and the cost has remained high. At present, China's current financial system is difficult to solve the "bottleneck" problem of small businesses, with few channels, small scale, and high costs.
Fourth, most small and medium-sized enterprises are at the low end of the traditional industrial value chain, have weak technological innovation capabilities, have extensive production and management operations, have low levels of equipment, lack professionals, lack independent intellectual property rights and brands, and rely mainly on “low cost, low prices, and low profitsâ€. Participating in competition makes it difficult to digest the rising factors of operating costs in time, adapting to the changing requirements of development and adjusting the economic structure.
Zhu Hongren stated that in order to solve the new problems and new difficulties faced by SMEs as soon as possible, the State Council and the State Council attach great importance. Since the first half of this year, Wen Hao, Li Keqiang, Wang Qishan, and other leaders have personally inspected and investigated. The Ministry of Industry and Information Technology also conducted special investigations in conjunction with relevant departments in accordance with the requirements of the State Council leadership. It also understood the operation of SMEs in the first place, investigated and analyzed new situations and problems faced by SMEs, listened to suggestions and researched relevant countermeasures. At the same time, all relevant departments have also taken active and effective measures to increase support for SMEs.
The first is to increase fiscal support and reduce the burden on businesses. In 2010, the central government allocated various types of special funds totaling 12.35 billion yuan, a year-on-year increase of 13.4%. Focus on supporting SMEs' technological advancement, technological transformation, energy conservation, emission reduction, guarantees, etc., and projects that provide SMEs with public services. For the small profit-making enterprises with an annual taxable income of 30,000 yuan or less, the enterprise income tax shall be halved. For difficult enterprises to pay social insurance for workers and staff members, the “5 eases, 4 reductions, 3 subsidy†and other policies to support the stability of enterprises are implemented. In 2010, enterprises will reduce their burden and increase subsidies by about 33 billion yuan.
The second is to improve financial services and ease the difficulties of SMEs. The financial sector has strengthened its financial services to SMEs in the context of a stable monetary policy, implemented differentiated supervision of SMEs' financial services, relaxed conditions for write-offs and write-offs by small and medium-sized enterprises, and allowed financial institutions to prepare for losses. Gold extraction and ** loss before tax deduction. Increased credit supply to SMEs that are in line with national industrial policies and environmental protection policies. We will vigorously promote the development of small and medium-sized financial institutions such as village and town banks, microfinance companies, speed up the development of credit guarantee agencies, and increase policy support for fiscal subsidies and tax deductions.
The third is to improve the service system and improve the quality of the company. Promoting the provision of services such as vocational training, management consulting, credit evaluation, entrepreneurship counseling, quality inspection, and common technology research and development to small and medium-sized enterprises (SMEs) has developed rapidly. The National Small and Medium-sized Enterprise Galaxy Training Project and the Township and Township Enterprise Blue Certificate Training Project were implemented. In 2010, more than 20 million laborers participated in various government-subsidized vocational training programs.
The fourth is to strengthen technological innovation and accelerate structural adjustment and industrial upgrading. Vigorously implement the informationization of SMEs to promote the project and the SMEs' intellectual property strategy to advance the project. Special funds for the development of small and medium-sized enterprises, special funds for technological transformation of small and medium-sized industrial enterprises, and technological innovations for small and medium-sized enterprises, support technological advancement, technological transformation, and technological innovation to promote the optimization and upgrading of SMEs industry. With the support of small and medium enterprises international market development funds, export tax rebates, export preferential credit, and export credit insurance policies, the scale and quality of foreign export of SMEs have also been steadily improved.
The fifth is to strengthen the classification and guidance of SMEs and increase support for small and micro enterprises. The Ministry of National Statistics, the National Development and Reform Commission, and the Ministry of Finance have promulgated the new “Regulations for the Standardization of SME Standards,†making the management of SMEs more scientific and more standardized. It has also increased the standards of micro enterprises to further increase the The foundation for the support of small and micro enterprises lays the foundation for the support policies to be tilted toward the more vulnerable corporate groups.
More than six parties actively obtained business opportunities. It is understood that China International Construction Hardware Fair is the world's second largest hardware exhibition - China International Hardware Exhibition (CIHS) special exhibition, by the China Hardware Association, Germany Cologne International Exhibition Co., Ltd., National Business It is jointly sponsored by the Hardware & Electrical Commerce Association of China and the China Light Industry Branch of the China Council for the Promotion of International Trade and supported by the Federation of International Hardware and Household Products Associations. This exhibition has been designated as an industry trend indicator. Foreign trade volume is large and SMEs can refer to it.
Tenyu Tools Co., Ltd. , http://www.dydrillbits.com